Well here we are another month has passed and it is still 22 cent a minute to call the Philippines. This is one of the highest rates of all voip carriers. I have seen some carriers charging a lot less. From 9 to 15 cents per minute. I am sorry that voipo can not find a better or more reasonable over seas carrier to help them lower cost. I have been looking at different calling card services very seriously. If I were to make one 30 to 60 minute call per month I could save $ 2.10 to $ 4.20 per month on service. This could be $ 25 to $ 50 per year.