Thanks Stevetech...this explains it clearly.

Update: when i first tried incoming calls, it was always going to Voicemail.
I then had to change my VPanel settings on inbound calls to go to Phone...it defaulted to Voicemail. Then it all worked like a charm!! I'm so happy.

This sure beats the $45 a month they wanted to charge for me to add AT&T Uverse voice to my existing Uverse...that was just crazy!! I love competition..it is the only thing that drive prices down...now, if I only had some better cellphone wireless choices, I could get my wireless bill for family under the 200+ a month craziness!!! Dave Ramsey would be proud!!

Thanks all for your help...I will provide update on how the service goes during my 30 day trial. Go Voipo!!!